A provision of a Life Insurance policy which continues the coverage without further premium payments if the insured becomes totally disabled.
A provision of a Life Insurance policy which continues the coverage without further premium payments if the insured becomes totally disabled.
An independent person or firm who acts on behalf of the Insured in placing business with the Insurance Company. Responsible for the collection of premiums but having no authority to give coverage on the Insurance Company’s behalf without their specific agreement. Compensation is on a commission or fee basis.