When you think of Valentine’s Day gifts for your special someone, chocolates, roses, and romantic dinners may come to mind. One thing that likely won’t cross your mind is life insurance, but there are many reasons why a life insurance policy can be one of the most meaningful, selfless gifts you can give your loved ones.

Although it’s difficult to contemplate what would happen to your family if you were no longer around to provide for them, it’s important to be prepared for life’s unexpected events. When it comes to the unfortunate event of an unexpected death, life insurance represents a viable solution. A life insurance policy can provide you with peace of mind, knowing that your family will receive cash after you die to help them remain financially stable.

This Valentine’s Day, when you find yourself wandering down the candy and flower aisle, remember these reasons to consider giving the gift of life insurance instead:

Security for the ones you love

A life insurance policy can not only be used to cover final expenses like funeral costs, but also it can help your loved ones finance future expenses, from college tuition to mortgage payments. If you are the primary wage-earner in your household, this type of financial support can help your family remain in their home or keep a family business in operation following your passing.

Affordable & Meaningful

Life insurance is affordable and you have many valuable resources at your disposal to help you determine your coverage needs.

Speak to your CIIA member firm insurance representative today (ciia.ky/members/) to discuss your life insurance needs.