A contractual agreement between an insurance company and a reinsurer which allows the insurer to automatically cede or ‘give away’ part of the risks that they accept.
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SPECIFIED PERILS
An optional coverage designed to provide basic protection for your vehicle for loss or damage resulting from incidents specifically stated in your policy. A few examples of the types of losses Insured under named perils coverage include fire, lightning, theft, explosion, earthquake, windstorm and hurricane.