Pays when an Insured person is legally liable for bodily injury or death caused by your vehicle. This coverage also pays for your legal defense if you are sued.
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Whether or not it affects a claim on the policy the Insured must comply with all warranties in the policy. In the event of breach of warranty by the Insured, the Insurer is automatically, discharged from all liability from the date of the breach, but the Insurer remains liable for Insured losses occurring prior to that date.