A multiple peril contract for owners or occupants of dwellings, generally including fire, theft and liability coverage. A homeowner’s policy is a package policy combining many additional types of coverage not included in basic fire policies.
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An optional coverage designed to provide basic protection for your vehicle for loss or damage resulting from incidents specifically stated in your policy. A few examples of the types of losses Insured under named perils coverage include fire, lightning, theft, explosion, earthquake, windstorm and hurricane.