Expression of the extent of coverage separately: per accident/per person (or occurrence) for Bodily Injury; Per Accident (or occurrence) for property damage.
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An event that results in an Insured loss. In some lines of insurance, such as Liability, it is distinguished from accident in that the loss does not have to be sudden and fortuitous and can result from continuous or repeated exposure which results in bodily injury or property damage neither expected nor intended by the Insured.