Liability which would not rest upon a person except that he has accepted responsibility by contract expressed or implied.
Liability which would not rest upon a person except that he has accepted responsibility by contract expressed or implied.
Insurers are liable for losses proximately caused by an insured peril. Fear of a peril does not constitute a peril so that Insurers are not liable for a loss caused by an uninsured peril, even though the loss would not have arisen but for fear of an insured peril.


