Payments made “out of pocket” by the master or ship owner in connection with running the vessel.
Payments made “out of pocket” by the master or ship owner in connection with running the vessel.
This phrase usually refers to physicians, hospitals or other health care providers who are considered non-participants in an insurance plan. Depending on an individual’s health insurance plan, expenses incurred by services provided by out-of-plan health professionals may not be covered, or covered only in part by an individual’s insurance company.


