One of the uses of Life Insurance. It is designed to provide money for a child’s education should the breadwinner of the family die.
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Return of Premium
A rider on a Life Insurance policy providing that, in the event of the death of the insured within a specified period of time, the policy will pay, in addition to the face amount, an amount equal to the sum of all premiums paid to date. This is a form of Increasing Term Insurance and is used as a sales tool.