Legal document issued to the Insured, setting out the terms of the contract of insurance.
Legal document issued to the Insured, setting out the terms of the contract of insurance.
Insurers are liable for losses proximately caused by an insured peril. Fear of a peril does not constitute a peril so that Insurers are not liable for a loss caused by an uninsured peril, even though the loss would not have arisen but for fear of an insured peril.