Coverage to compensate an Insured for the loss of use of property if it cannot be used because of a peril covered by the policy.
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Split Dollar Coverage
An arrangement under which an employer pays that part of the premium that equals the annual increase in the cash value of a policy, while the employee pays the rest. Under assignment, upon the death of the employee the employer recovers the total of its payments from the proceeds of the policy, with the remainder going to the employee’s beneficiary.