Posted on July 20, 2013July 20, 2013
The physician who examines an applicant or claimant on behalf of the insurer, and as an agent of the insurer.
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A remote cause is one which contributed to the loss but was not the proximate cause of the loss. In the absence of any special provision in the policy, a loss must be proximately caused by an insured peril to be recoverable under the policy.
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