A period of time beginning with a policy’s effective date during which a health plan may not pay benefits for certain benefits or conditions.
A period of time beginning with a policy’s effective date during which a health plan may not pay benefits for certain benefits or conditions.
Providers or health care facilities which are part of a health plan’s network of providers with which it has negotiated a discount. Insured individuals usually pay less when using an in-network provider, because those networks provide services at lower cost to the insurance companies with which they have contracts.


